Creative Commercial Financing
Custom structures for when standard financing does not fit the deal.
All things finance, one platform
Fast, simple & friendly financing.
From equipment leasing to working capital, business loans to SBA, US Leasing & Financing puts a 100+ lender network behind a single, simple application, with fast and friendly answers.
$10,000 to $2,000,000 · New & used · All industries
$10K–$2MFinancing range · all industries
- Simple one-page application
- New, used & refinanced equipment
- Hard & soft costs covered
Funded through a 100+ lender network
National BanksLeasing CompaniesSBA LendersEquipment Lenders
Why USL&F
Financing built to be fast and friendly.
Fast approvals
Simple applications and quick decisions, often within 24 to 48 hours.
Flexible terms
Great rates, capital and FMV leases, sale-leasebacks, and custom structures.
100% financing
Cover hard and soft costs, new or used, from the vendor of your choice.
Friendly process
Real people, entrepreneurs like you, focused on finding the right solution.
What we do
Everything you need, under one roof.
Nine ways to fund your business, from a single platform and one simple application.
Equipment Leasing & Financing
100% financing on new and used equipment, from any vendor you choose.
Business Loans
$25,000 to $500,000 for working capital, inventory, or equipment.
SBA Loans
Government-backed financing with long terms and competitive rates.
Lines of Credit
Revolving capital you draw on only when you actually need it.
Factoring
Turn unpaid invoices into immediate, usable working capital.
Asset-Based Lending
Borrow against receivables, inventory, or equipment to unlock cash.
Receivables Financing
Advance against outstanding receivables to smooth your cash flow.
Credit Facilities
Structured, larger-scale facilities for established businesses.
Who we serve
Built for every side of the deal.
Business Funding
Capital built around your business
SBA, working capital loans, equipment financing, and lines of credit through one simple application.
Learn more DealersOffer financing, close more sales
Give customers flexible payment options, improve cash flow, and get paid up front.
Learn more BrokersA strong partner for your deals
Access unique working capital programs, broad industry coverage, and top commissions.
Learn more$10K–$2M
Financing range
100+
Lending partners
$25K–$500K
Business loans
Industries
We serve all industries.
HVAC & MechanicalConstruction & Heavy EquipmentTrucking & FleetIT & SoftwareManufacturing & RoboticsMedical EquipmentRestaurants & FoodAgribusinessLED LightingEV ChargingTimber & ForestryMunicipal
Trusted by leaders
Solutions that move businesses forward.
“Thank you for helping us roll out a truly one-of-a-kind financing program for our DWH Water Technology!”
Bret HedgesSVP, Healixa, Inc.
“Thanks to the USL&F team for helping us get the funds we needed in such a quick and straightforward manner!”
Andres PlazaCEO, OneConnection IT
“USL&F is second to none. Their referrals and lender relationships have fueled our business for years.”
Asher AllweissCEO, Darkhorse Capital Group
Get started
Let's get your business funded.
One short application puts our full lending network to work for you — no cost, no obligation, and a fast, friendly answer on what you qualify for.