Fast, simple & friendly financing.
From equipment leasing to working capital, business loans to SBA, US Leasing & Financing puts a 100+ lender network behind a single, simple application, with fast and friendly answers.
Funded through a 100+ lender network
Leasing Companies
SBA Lenders
Equipment Lenders
Financing built to be fast and friendly.
Fast approvals
Simple applications and quick decisions, often within 24 to 48 hours.
Flexible terms
Great rates, capital and FMV leases, sale-leasebacks, and custom structures.
100% financing
Cover hard and soft costs, new or used, from the vendor of your choice.
Friendly process
Real people, entrepreneurs like you, focused on finding the right solution.
Everything you need, under one roof.
Creative Commercial Financing
Custom structures for deals that standard financing does not fit.
Equipment Leasing & Financing
100% financing on new and used equipment, from any vendor you choose.
Business Loans
$25,000 to $500,000 for working capital, inventory, or equipment.
SBA Loans
Government-backed financing with longer terms and competitive rates.
Lines of Credit
Revolving capital you draw only when you actually need it.
Factoring
Turn unpaid invoices into immediate, usable working capital.
Asset-Based Lending
Borrow against receivables, inventory, or equipment to unlock cash.
Receivables Financing
Advance against outstanding receivables to smooth your cash flow.
Credit Facilities
Structured, larger-scale facilities for established businesses.
Built for every side of the deal.
Direct financing
Apply once and let the full lender network find the equipment and capital you need.
Dealers & vendors
Sell more with financing at the point of sale: simple applications and fast funding.
Partners & brokers
A reliable home for qualified deals that do not fit your box.
Working capital
Established businesses get flexible capital in days, not months.
$10K–$2M
Financing range
24–48 hrs
Typical decision
100+
Lending partners
$25K–$500K
Business loans
We serve all industries.
HVAC & Mechanical
Construction & Heavy Equipment
Trucking & Fleet
IT & Software
Manufacturing & Robotics
Medical Equipment
Restaurants & Food
Warehouses
LED Lighting
Car Washes
Timber & Forestry
Municipal
Solutions that move businesses forward.
Bret Hedges — Healixa
“Thank you for helping us roll out a truly one-of-a-kind financing program for our DWH Water Technology.”
Andres Plaza — OneConnection IT
“Thanks to the USL&F team for helping us get the funds we needed in such a quick and straightforward manner.”
Asher Allweiss — Darkhorse Capital Group
“USL&F is second to none. Their referrals and lender relationships have fueled our business for years.”
Let's get your business funded.
One short application puts our full lending network to work for you — no cost, no obligation, and a fast, friendly answer on what you qualify for.